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The yearly fee individuals pay to purchase insurance. intersex Adjective used to describe individuals who have both male and female biological characteristics such as a penis and a uterus or a vagina and an unusually large clitoris. IRBs See institutional review boards. irregular practitioners Nineteenth- century health care practitioners other than allopathic doctors, including homeopaths, midwives, botanic doctors, bonesetters, and patent medicine makers. least developed nations Those less developed nations that have the least gross national product per capita and lowest life expectancy. less developed nations Nations characterized by a relatively low gross national product per capita. These countries typically have relatively high rates of illiteracy, infant mortality, and other related problems, and their economies rely heavily on a few industries or products. licensed practical nurses (LPNs) Individuals, not registered nurses, who assist nurses primarily with the custodial care of patients. LPNs usually have completed approximately one year of classroom and clinical training. life events Any changes that force readjustments in individuals’ lives, including marriage or divorce, starting or leaving school, and gaining or losing a job. life expectancy The average number of years that individuals in a given population and born in a given year are expected to live. limited practitioners Occupational groups, such as chiropractors and optometrists, that confine their work to a limited range of treatments and certain parts of the body.

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