Finance Essay: The capital adequacy requirement in two Australian banks

The Australian Prudential Regulation Authority (APRA) is responsible for the regulation of authorized deposit taking institutions (ADIs). To describe what the capital adequacy requirement (CAR) is and whether or not 2 Australian banks currently meet the CAR.
Useful references: Annual reports and websites of 2 Australian ADIs. Reserve Bank of Australia. 2015, The Australian Financial System: Capital, Reserve Bank of Australia Bulletin, March, pp. 22-24. Reserve Bank of Australia. 2015, Box B: The Basel lll Capital Reforms in Australia, Financial Stability Review, September, pp. 36-38. The relevant course material.
Please note: the essay has strict words limit, 1,500.

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